Promoters or Contractors conducting special events on City property or public right-of-way of the City of Fredericksburg shall provide the City a certificate of insurance evidencing the coverage and coverage provisions identified herein. Contractors shall provide the City evidence that all subcontractors performing work on the project have the same types and amounts of coverage as required herein or that the subcontractors are included under the contractor’s policy. The City, at its own discretion, may require a certified copy of the policy.

All insurance companies and coverage must be authorized by the Texas Department of Insurance to transact business in the State of Texas and must be acceptable to the City of Fredericksburg.

Listed below are the types and amounts of insurance required. The City reserves the right to amend or require additional types and amounts of coverage or provisions depending on the nature of the event.

Type of Insurance	Minimum Amount of Insurance	Provisions
Commercial General (Public) Liability to include coverage for: Premises / Operations Products / Completed Operations Independent Contractors Personal Injury Contractual Liability Liquor Liability	$1,000,000 per occurrence, $2,000,000 general aggregate; Or $2,000,000 Products / Completed Operations Aggregate	City of be listed as additional insured and provided 30-day notice of cancellation or material change in coverage. City to be provided a waiver of subrogation. Coverage shall be provided by an insurer possessing an A-VII. A. M. Best Rating.
Business Auto Liability	$1,000,000 each accident	Same as above
Workers Compensation & Employers' Liability	$1,000,000 each accident for bodily injury; or $1,000,000 each employee	City to be provided a waiver of subrogation

Questions regarding this insurance should be directed to the Special Events Administrator at (830)990-2004 or specialevents@fbgtx.org.